Question of the Day

checkbookDo you balance your checkbook or use online banking to do it for you?

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17 Responses to Question of the Day

  1. Joy says:

    Balancing a checkbook! What’s that?

  2. Sue says:

    Yeah, I don’t do it either, that’s what I thought I’d ask! Online banking is great b/c you see immediately what you have and what’s not posted, ect. Love that option!

  3. SKL says:

    I have always balanced my checkbook and always will. But I do go online at least once a week to make sure the bank agrees with my computations.

    Maybe I am a little anal?

  4. joz1234 says:

    bank does it for me too…

  5. DM says:

    oh, a little of both. normally, I’ll go about 4 or 5 months, and reconcile the two (what bank says vs what I think) If there’s not a major difference I will scroll back a few months just to make sure there are no major outstanding checks and just update my checkbook w/ the banks #’s

    call me lazy but I do not have time to chase down every penny

  6. SKL says:

    One reason I do reconcile often is that I don’t like to leave too much cash in an account that earns about 0.00001% interest. I have an ING account that now earns about 1.4% (used to be more like 4.5%, before Obama). So I keep a “safe” amount in my checking and move the difference to & from my ING account. I need to be fairly accurate to make sure I cover automatic payments and such. When I was broke and had student loans, house payments, etc., I used any “extra” cash to pay down loans as fast as I could, which again required accuracy. I figure I saved a lot of money as well as stress by reconciling. Or maybe I’m just anal.

  7. Laura says:

    For several years, I used MS Money to do it, and I balanced the accounts (checking and savings, anyway. steve was in charge of the investments). When The Wreck happened, somehow I let it slide, and now I haven’t done a bloomin’ thing with the accounts since May of last year. I just keep looking at this ever-growing pile of monthly statements, thinking, “geez, I need to get that done, but the pile’s soooo biiiig, and Josh’s legos are RIGHT THERE…”

    Legos win, every time.

  8. Lucy says:

    I don’t balance my check book.. just look online.

  9. Just a Mom says:

    I balance the check book! It is my money so I want to know where every little penny is myself. It’s like getting change at the store..do you count it for yourself or do you trust what the clerk gives you? Me I always count it!

    Don’t feel bad SKL, I guess I’m a little anal too!

  10. LVISS says:

    I VISIT THE BANK EVERYTIME.

  11. pammy wammy says:

    I do both.I like to clculate it in front of me in my bank book.Then I do check it by phoning in.I no I am stuck in the dark ages 🙂

  12. Gary says:

    Neither…my wife does it and I don’t know how she does it. Life is better that way. LOL

  13. nikki says:

    Neither….Jason gives me a certain amount of money to work with and I distribute it out accordingly. He knows how much money we have, I don’t. I just pay the bills!

  14. kweenmama says:

    It’s all done online here!

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